Put into production
Constructing repeatable statistical models for every productive process is one of our fundamental roles.
In concrete terms, “putting into production” involves the development of formulation fluxes which permits the reiterative application of the decision making rules on the whole client portfolio.
- A marketing campaign based on the information provided by a scoring system can be repeated the following year, or more than once in the same year, with the same extraction criteria.
- Segmentation of a company’s client-base goes hand-in-hand with the allocation of every client to a group which has the most similar features. So if a client changes its behavioural or personal profile from one period to the next, the rule will assign it to a different group from its former one. It will therefore be possible to monitor the “migration fluxes” and the composition of the clients’ universe over time.
- The process for calculating assets requirements needed to cover expected and unexpected losses associated with each of the portfolio presentations can also be used as an efficient tool to monitor the portfolio risk on the current applications and as a result of this also the collection procedures and credit policy in the application phase.